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Monday, October 12, 2026
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Congressional GOP Back President's Proposal to Overhaul Affordable Care Act

US lawmakers are meeting during the weekend for the initial time since the federal closure began more than a month ago, but expectations for a cross-party deal on how to resolve the impasse appeared to recede as GOP senators floated a proposal toxic to Democrats: scrapping the ACA, called Obamacare.

Deepening Impact of Federal Closure

The impact on US citizens from the longest closure of the federal government in history worsened on Saturday, as federal workers went without pay, carriers were forced to cancel flights and SNAP benefits have been delayed for 42 million Americans.

Trump's Plan from Golf Course

As weekend session got under way, GOP senators embraced a proposal made on online platforms early Saturday by Donald Trump from his golf course in West Palm Beach, for subsidies to be substituted by health savings accounts.

"My recommendation is to Senate Republicans that the Billions of Dollars currently being sent to money sucking Insurance Companies in order to save the bad Healthcare provided by ObamaCare, BE SENT DIRECTLY TO THE PEOPLE SO THAT THEY CAN PURCHASE THEIR OWN, MUCH BETTER, HEALTHCARE," Trump wrote.

GOP Support

Multiple Republican senators praised the plan, which is comparable with a replacement for Obamacare proposed in 2017.

"We're going to replace this failing program with something that is actually better for the consumer," one senator stated.

Another senator praised Trump's suggestion on social media, and stood next to a large print of Trump's post as he addressed on the Senate floor.

"I'm writing the bill right now," a third senator wrote in response to Trump's proposal. "We must stop public funds from going to insurance companies and instead give it directly to Americans in health savings accounts and let them buy the health care they want."

Opposition Response

Democratic senators shared alarmed reactions to Trump's proposal.

"In other words, Donald Trump's 'concept of a plan' for health care is yet another calculated attempt to eliminate Obamacare," one Democratic senator stated. "This is the same failed Republican plan that's been defeated by the public and Congress."

Another lawmaker responded to the censure of carriers by posting: "Well, Trump and the Republicans can't stand how the large insurance companies are overcharging Americans. Really? Then I applaud your support for Medicare for All."

Continuing Talks

The Senate adjourned without finding a resolution, but Senate Republican leaders have signaled an willingness to an emerging plan from a small group of centrist lawmakers to terminate the closure in exchange for a later vote on the Obamacare payments.

One Democratic senator, who is spearheading the talks among centrists, said that Democrats "need another way ahead" after Republicans rejected an offer to restart the government and extend the subsidies for a year.

Another leading Democratic lawmaker continued in arguing that Republicans should agree to a 12-month continuation of the subsidies before discussing the future of the tax credits.

"Inaction is derelict because citizens will go bankrupt, people will become uninsured, people will get more ill," the senator said in a floor speech. "That is what will happen if this Congress does nothing."

Political Situation

Not one of the Republican senators seemed to grapple with the fact that consumers would still need to buy coverage from the same carriers, or that Republican legislators need the backing of several Democrats to restart the government, and the idea of repealing and replacing Obamacare with savings accounts is improbable to earn a single Democratic vote.

Some analysts indicated that the essence of such a proposal would eliminate the ACA's requirement that insurance companies cover patients with existing health issues.

After his golf outing, Trump went back to his private club and doubled down on his insistence that Republicans stop seeking compromise and try instead to eliminate and replace Obamacare with a iteration of the plan that failed to secure enough support in 2017.

The writer

Leslie Williamson

A seasoned financial journalist with over a decade of experience covering international banking and consumer credit markets.

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